Your business could go far. 然而，你可以留在你伟大的社区银行，享受伟大的资金管理.

第一银行世界级的资金管理让您两全其美. 提供强大的资金选择，帮助您使用最新的技术和专业知识最大化您的流动资产. 再加上我们的客户关系经理一对一的帮助，他们会了解您和您的业务. Whether you’re looking to speed up receivables, better control payables, manage funds more efficiently, or protect your hard-earned assets, 第一银行资金管理公司拥有掌握您现金流的技术和专业知识. 您的财务管理顾问将与您和您的业务关系经理一起为您的业务量身定制具有成本效益的解决方案. During this process, 您可以直接通过电话联系帮助您获得现金管理解决方案的顾问和专家. Yet our fees are consistently 20 to 30 percent less than larger banks. 我们视合作伙伴如黄金，为您提供现金管理资源的黄金标准.

收集 & DEPOSITING FUNDS

To operate a business, you need cash. There are many services available that help speed up access to cash, simplify reconciliation, and reduce the risk of fraud.

上述服务
By collecting electronically, 你可以控制应收款的时间，简化对账流程. ACH借记可用于向客户收款，或从其他账户集中现金.

Remote Deposit Capture
You have better things to do than make constant trips to your bank. 我们的远程存款提取(RDC)服务使您能够从您的办公桌扫描存款支票，消除了存款单和碳粉复制支票的需要. 支票存款报告(包括图像)可以电子生成和存储.

Lockbox Services
We will collect your mailed receivables from an assigned P.O. 盒子，存入您的支票，并提供所有支票和发票的在线图像. 这提供了额外的控制，同时释放了大量的管理时间.

Merchant Services
Credit and debit processing – accept credit and debit cards on the spot, over the phone or via the web.

电线
When the availability of funds are crucial, you can receive incoming domestic or international wires into your account.  可以在第一银行的商业可以玩滚球的正规APP系统或通过电子邮件建立传入的电汇通知.

DISBURSING FUNDS & 支付

控制现金从公司的商业银行账户中流出的方式和时间, manage your accounts and time your payments.

上述服务
Reduce transaction costs and the risk of fraud with electronic payments. 通过电子支付，你还可以减少邮费、文具和碳粉的费用. ACH eliminates the headache of stop payments, 重新发出, and the administrative time to research missing checks.

Reconciliation is also easier since you control the disbursement of funds. Without your account number exposed, direct deposit, vendor payments, and taxes originated electronically pose a smaller risk of fraud.

Commercial Card
The ability to earn cash rebates, increase controls, 和延长应付账款只是商业卡是管理现金流的好工具的几个原因.

电线
通过第一银行的商业可以玩滚球的正规APP进行一次性或经常性的国内或国际电汇. Keep better internal controls with the ability to designate approval chains.

MANAGING FUNDS

Manage your cash balances to maximize earning potential and minimize costs.

Zero Balance Accounts (ZBA)
第一银行的零余额账户可让您每天自动监控和管理您的账户，无需人工干预.

Sweep Services
第一银行的自动扫描服务让你可以使用你的日结余额来赚取利息或支付信用额度.

风险管理

Identify, assess and prioritize risk. 我们非常重视我们作为您的财务合作伙伴的角色，帮助您评估今天所面临的所有财务风险决策.

ACH Block / Filter Services
保护存款账户不受未经授权的ACH借贷交易的影响.

Controlled Disbursement Account
消除了测量日常演示文稿的猜测，同时简化了平衡管理, investment and borrowing decisions. 我们的受控支付账户提供当天支票清算的提前通知.

Check Imaging
在月底或报表周期之间通过CD-ROM轻松，快速地访问付费支票图像.

ACH Positive Pay
帮助s combat fraud associated with electronic payments (ACH). 您的企业建立了一个自动付款的批准供应商列表, 还有到期日期和过滤器，限制可以支付给任何一个供应商的金额. 在这些边界之外发生的任何电子事务都会生成警报，以便您可以确定它是否合法，然后批准或拒绝该事务. If you have ACH Positive Pay set up, 如果付款的任何物品不符合您建立的通知标准, 您将在可以玩滚球的正规APP获得批准或拒绝的例外项目. If you choose to enroll in ACH Positive Pay, you will not need to close your account in the case of fraud.

Check Positive Pay
一种通过电子匹配账户号码来帮助检测支票欺诈的服务, 对照公司先前授权和签发的支票清单，核对提交付款的每张支票的编号和金额. 这项全面的服务可以大大减少您的支票伪造和欺诈的风险. If you choose to enroll in Check Positive Pay, you will not need to close your account in the case of fraud.

To find out more 网上正规网投实体 网上正规网投实体’s Treasury Management services, contact your Relationship Manager or your local 网上正规网投实体 branch.

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